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Your local Rochester NY Mortgage Specialist, also now servicing Brooklyn, Queens, Staten Island and Long Island New York! Our team of experts will be by your side every step of the way. Our locations offer customer-focused personalized service and access to a full array of related real estate and financial services.
Our primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing.
Your Mortgage Loan Originator at Oxford Capital will guide you through every aspect of the mortgage financing process.
Using Oxford Capital Mortgage as your Broker ensures that you will have personalized attention and high quality lending solutions that have been tailored just for you by an experienced professional. We’ll help you obtain the perfect home for your comfy chair.

The purchase of a new home can be the most exciting and most frustrating experience of your life. Once you find the house of your dreams, you are still many steps away from closing and receiving those precious house keys.

Our goal is to get the loan that's best for you. We make ourselves readily available to you to help you in the process.

We are committed to enriching our borrowers' lives through the power of homeownership
It all started as a one-man show in Rochester NY ————
Oxford Capital was established in Rochester, NY, as a one-person office on Oxford Street.
After several years of consistent growth, the team at Oxford Capital relocated into their current space on West Main Street.
We continue to grow and provide the best personalized mortgage services to our residential and commercial customers around the greater Rochester area, and beyond.
We grew our footprint and began to provide services to the Bronx, Brooklyn, Manhattan, Queens, Staten Island, and Long Island areas.
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Coming from out of state, it was a lot of changes. Oxford capital was very transparent and communicative on the process of getting my new home. Highly recommend them!Posted on Adrian Aguilar MirandaDecember 8, 2022. They walked us through our first house purchase step by step and we're very responsive.Posted on Douglas ThroopSeptember 19, 2022. One of the best parts about buying my new house was working with Oxford. Nick was so responsive and helped me through the whole process. I never had a worry, Nick and his team made this a great experience.Posted on Tony RobinsonSeptember 2, 2022. I am a new loan officer with Oxford Capital Mortgage and love working with these wonderful people! I came in with lots of people skills but very little knowledge on the mortgage process! I have had tons of support and have learned so much from them in the last six months! If you want to find a good team that truly cares about their clients this is the place to go!!Posted on Meghan BurgessAugust 26, 2022. Nick is absolutely amazing and really made me feel like he was invested in my successful outcome....I couldn't have don't it without him and would highly, highly recommend him!Posted on jennifer brownAugust 26, 2022. Oxford Capital has helped me go from a renter to an owner. Jeffrey Maroney worked with me for 2 years to make sure when I was ready to apply for a mortgage I was approved. I won't work with anyone else!!Posted on Bruce DavieAugust 17, 2022. We had a very smooth mortgage experience with Capital Mortgage and Jeff Maroney. Jeff made sure we right on schedule the whole way through. A very positive experience.Posted on Mary MarinaccioAugust 17, 2022. I cannot say enough good about Maureen Davis & Henny O'Connor and Oxford Capital! Their willingness to go above and beyond, their genuine kindness, their generosity, their KNOWLEDGE, their continual encouragement and overall support throughout the entire process of buying our first home was second to NONE!! If you are looking for the BEST TEAM to have on your side.. they are IT! On behalf of my entire family, THANK YOU Maureen & Henny! You helped make our family's dream come true!Posted on Sonyia SzymusiakJuly 15, 2022.
——— Contact us to schedule your consultation. Our experts are ready to help!
——— Fill out the info below and we’ll contact you to see if you can get pre-approved!