Oxford Capital Mortgage – Your Dedicated Mortgage Specialist

Your Local Rochester New York Mortgage Specialist.

Our team of experts will be by your side every step of the way, also now servicing Brooklyn, Queens, Staten Island and Long Island New York. We have a wide variety of loans to help you purchase your dream home now!

Mortgage Solutions Tailored to Your Needs.

Our goal is to help you find the mortgage solution that fits your needs, and to make it as easy as possible for you in the process.

Mortgage Solutions Tailored to Your Needs.

Our Rochester and Syracuse based team of experts will be by your side every step of the way. We have a wide variety of loans to help you purchase your dream home now!

———— Helping You Get That Loan for Your Home Sweet Home

About Oxford Capital Mortgage.

We understand that the mortgage financing process can be daunting. That’s why our team offers attentive and personalized assistance every step of the way. Our Mortgage Loan Originators are devoted to helping you secure successful funding now…and become your go-to resource in all things related to mortgage financing far into the future.

Helping homebuyers
achieve their goals

since

2004

Your Mortgage Options.

estimate the total cost of your home, a down payment amount, interest rate and a payment period.

a conventional loan is a great option if you have a solid credit score. Conventional loans are available with a down payment as low as 3%.

are as low as 10% down, fixed or adjustable rates and up to a 30 year term, with delayed financing available.

let your borrowers get the dream home they want — all along with the faster, easier process . The best part? One closing!

allowing qualified borrowers to be approved by providing personal or business bank statements, instead of income docs or tax transcripts.

Why Use OCM?

(We’re Glad You Asked!) ————

Your Local Rochester NY Mortgage Specialist.

———— We’re Proud to Serve You

Testimonials.

    
 
 
      Great company!  So easy to work with and very knowledgeable. It was great to have a peaceful transaction when buying our new home!!  Thank you Nick for all you have done for us!!
  
  Posted on Google  
 
    
   Julie DiGrazia 
 22 July 2026
 
 
 
     Nick was very responsive and was instrumental in getting the closing scheduled when things started to fall apart! Highly recommended
  
  Posted on Google  
 
    
   Dawn Shultis 
 14 July 2026
 
 
 
     Our experience with Oxford Capital Mortgage was incredible. We worked with Nick Castronova who was very personable and knowledgeable. Applying for a mortgage can be intimidating but Nick put the personal touch on it. His compassion shows not only in his work but for the people he guides through the process. Thank you Nick for all of your help!
  
  Posted on Google  
 
    
   Terry Fisher 
 29 June 2026
 
 
 
     Nick at Oxford capital is the best Lender in Rochester.  Highly recommend!
  
  Posted on Google  
 
    
   Steven Calabrese 
 12 March 2026
 
 
 
     The process was seamless. With several moving parts throughout the purchasing process, Nick was able to quarterback and coordinate amongst all parties involved to streamline the process for my partner and I. We look forward to doing future business with him and the OCM team.
  
  Posted on Google  
 
    
   Ashwin Jain 
 19 November 2025

Your Local Rochester New York Mortgage Specialist.

Mortgage Solutions Tailored to Your Needs.

Mortgage Solutions Tailored to Your Needs.

About Oxford Capital Mortgage.

since

2004

Your Mortgage Options.

Why Use OCM?

1. Flexible Services

2. We work for you, not the lender

3. Committed Team

Your Local Rochester NY Mortgage Specialist.

Testimonials.

Your Local Rochester Mortgage Specialist.

Get Pre-Approved

Have questions about your loan options?

New Cash Closing Guarantee