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YOUR ROCHESTER MORTGAGE SPECIALIST
Our team of experts will be by your side every step of the way. We have a wide variety of
loans to help you purchase your dream home now!
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About Us

Oxford Capital is a Rochester-based mortgage brokerage that offers our customers focused personalized service and access to a full array of related real estate and financial services. Our primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing. Your Mortgage Consultant (also referred to as a licensed mortgage loan originator) with Oxford Capital will guide you through every aspect of the mortgage financing process.

Mortgage Solutions Tailored to Your Needs

Personalized attention and high quality lending solutions just for you

Contact us for a consultation

Ready to take action? Call us today to schedule your free consultation. One of our experts will guide you through the process and answer questions.

Work with our specialists

One of the specialists at Oxford Capital Mortgage will walk you through the home-buying process, every step of the way. Are you ready?

Join us for our next mortgage-based education seminar!

Mortgage Options

Mortgage Calculator

estimate the total cost of your home, a down payment amount, interest rate and a payment period.

Conventional Loans

guarantee the possibility of homeownership, for those who are unsure about their credit but still want to own a home.

Investor Loans

are as low as 20% down, fixed or adjustable rates and up to a 30 year term, with delayed financing available.

Commercial Loans

are loans secured by commercial property, such as an office building, shopping center, or apartment complex.

FHA

loans are funded and serviced by HUD-approved banks, credit unions, and mortgage lending companies.

FHA 203k

loans enable you to borrow money, with just one loan, for both home improvement and a home purchase.

USDA

loans help improve quality of life in rural communities by making loans available with low-interest rates at no down payment.

VA

loans help veterans and active-duty members and their families, buy homes with no down payment.

Why Oxford Capital?

TESTIMONIALS

Reviews

Dillin Adams
Dillin Adams
2021-04-27
Verified
Nick and his team were responsive, on top of everything, and always there when I had questions. Low rates and charges, gave me a number to shoot for savings wise, and kept it below what was discussed. The team also was able to close on our house on the "tentative" closing date without pushing anything out. Absolute pleasure to work with. Recommended in my book.
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nick castronova
nick castronova
2021-04-23
Verified
A tremendous team and support staff that always puts the clients needs first. It’s not about a transaction with Oxford Capital Mortgage. The clients best interest are always the first priorty.
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Ryan Bierley
Ryan Bierley
2021-02-26
Verified
I never had to meet face to face to get the answers I was looking for. I received excellent customer service and the best possible interest rate on my loan.
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Amy Schramm
Amy Schramm
2020-09-20
Verified
Oxford Capital was able to help my purchase a home I wasnt sure I'd be able to get. Christie is an amazing broker that did her best to get me a great mortgage! I am truly grateful to them because at times it was stressful and I didn't think I would get my house, but with her miracle working skills, I am sitting in my new home writing this review. Thank you to the team for making what seemed impossible, possible. I'll truly be forever grateful.
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Zachary Tyma
Zachary Tyma
2020-08-18
Verified
Nick was great to work with throughout the entire purchase. He was very responsive and answered every question I had along the way. He went above and beyond to ensure that my loan closed on time and that each step in the process was clear and simple. I would definitely recommend Nick to anyone interested in buying a new home!
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Jackie Ferraro
Jackie Ferraro
2020-08-03
Verified
As a real estate agent - we count on the Mortgage Company that our clients choose to keep things moving to get us to the closing table. Nick Castronova was incredible and took on my clients file and saw it through to the end with absolute professionalism. I cannot be more thankful for taking care of my clients and helping them get into their home so quickly. Thank you Nick!
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Nora Foley
Nora Foley
2020-05-14
Verified
Oxford Capital was excellent to work with! Nick Castronova helped me every step of the way in a very difficult time and situation. I highly recommend them for anyone looking for a great mortgage company.
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Paul Valade
Paul Valade
2020-05-08
Verified
Nick was fantastic to work with. During a very difficult time in the world he was always there. He followed thru with everything he told me. Email, text, call anytime and always get a response. He provided excellent service. I would recommend Nick and I will do business with him again.
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