Home

YOUR ROCHESTER MORTGAGE SPECIALIST
Our team of experts will be by your side every step of the way. We have a wide variety of
loans to help you purchase your dream home now!
Contact Us

About Us

Oxford Capital is a Rochester-based mortgage brokerage that offers our customers focused personalized service and access to a full array of related real estate and financial services. Our primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing. Your Mortgage Consultant (also referred to as a licensed mortgage loan originator) with Oxford Capital will guide you through every aspect of the mortgage financing process.

Mortgage Solutions Tailored to Your Needs

Personalized attention and high quality lending solutions just for you

Contact us for a consultation

Ready to take action? Call us today to schedule your free consultation. One of our experts will guide you through the process and answer questions.

Work with our specialists

One of the specialists at Oxford Capital Mortgage will walk you through the home-buying process, every step of the way. Are you ready?

Join us for our next mortgage-based education seminar!

Mortgage Options

Mortgage Calculator

estimate the total cost of your home, a down payment amount, interest rate and a payment period.

Conventional Loans

guarantee the possibility of homeownership, for those who are unsure about their credit but still want to own a home.

Investor Loans

are as low as 20% down, fixed or adjustable rates and up to a 30 year term, with delayed financing available.

Commercial Loans

are loans secured by commercial property, such as an office building, shopping center, or apartment complex.

FHA

loans are funded and serviced by HUD-approved banks, credit unions, and mortgage lending companies.

FHA 203k

loans enable you to borrow money, with just one loan, for both home improvement and a home purchase.

USDA

loans help improve quality of life in rural communities by making loans available with low-interest rates at no down payment.

VA

loans help veterans and active-duty members and their families, buy homes with no down payment.

Why Oxford Capital?

TESTIMONIALS

Reviews

Adam LaPorta
Adam LaPorta
2022-02-13
Verified
Nick and the Oxford Capital Mortgage team has been amazing to work with over the past 5 years. In 2017 we had originally worked with them to find a mortgage rate for our first home, which went very well! In 2021 we revisited this same house only to take advantage of refinancing to a lower our interest rate. This helped to save us hundreds of dollars a month on our mortgage payments! In that same year we had also found our next home, which Nick strategically helped us to secure low interest rates once again by pushing all parties involved to a quick closing timeframe to make all this happen for us! We have not only found a brokerage that works for us today, but has worked for us in the past, present, and will be working with us for future houses down the road! Highly recommend them!
Read more
Junior W
Junior W
2022-02-12
Verified
Nick and his team at Oxford Capital were excellent. They made the process of buying my home so easy. As a fist time home buyer I’m happy with the service they provided . My realtor Hiba was wonderful, she knew exactly what I was looking for. In a tumultuous housing market, I was able to find a house in two months. I would highly recommend.
Read more
Lames Neama
Lames Neama
2022-02-04
Verified
Nick and Maureen, it was a pleasure working with you. You are a great, and trustworthy team. Thank you very much for all your help and patience.
Read more
Shannon Clare
Shannon Clare
2021-10-08
Verified
Nick and Maureen made my home buying process as easy as possible in this market. Nick does all the prework so when you’re under contract there is very little left to be done. He personally answered all my questions as they came up and fixed any paperwork issues as soon as I asked. I highly recommend Oxford Capital Mortgage if you want all of your lending needs expertly taken care of for you. Moving is already a lot of work and very stressful, they made their part so much easier!
Read more
Jordan Pizarro
Jordan Pizarro
2021-08-27
Verified
I worked with Henny and the service, support and follow through couldn't have been better. I had so many questions and they were all answered quickly and professionally. I can't say enough nice things about Henny specifically and Oxford in general. Thank you again for making my home owning dream come true.
Read more
Sari Manap
Sari Manap
2021-07-24
Verified
Just closed my second home last week. Tedious process, but working with Nick since beginning was wonderful. He is very responsive and we had great communications. Buying a house requires very tedious process and he kept asking me one paperwork after another, but when I felt overwhelmed, Nick Castronova was always very positive and reassured me. I had the best APY and If I ever buy a property in the future, I will definitely contact Nick again.
Read more
Neil Foley
Neil Foley
2021-07-12
Verified
100% recommend! Trustworthy, transparent, efficient, knowledgeable and very accommodating! Nick Castronova was an absolute pleasure to work with throughout the entire process and is a subject-matter-expert in assisting homeowners with RE agents, RE attorneys, and all the other intermediaries that find their way into buying a home! Rest assured that you will be working with the best in class as it relates to the entire mortgage process if you choose Oxford Capital Mortgage, especially with Nick Castronova on your side!!
Read more
Stephanie Johnson
Stephanie Johnson
2021-06-07
Verified
My husband and I can’t thank the Oxford Capital Mortgage team enough. They truly helped to make our first time buying a home go so smooth. Nick from Oxford Capital Mortgage was ammmazing ! Throughout the whole process Nick was very honest and upfront about all of the things we would endure during the home buying process. The communication from day one was A1. My Husband and I could literally text/call them at anytime and we would have a clear and throughout response to the millions of questions we had. They made sure to do their best to find us the best rates and made sure that things truly made sense to us. I definitely recommend Oxford Capital mortgage to everyone! Whether it’s your first or fifth home, they will take care of you! To Nick and the rest of the Oxford Capital Mortgage team, thank you all from the bottom of our hearts & Thank you for helping us to make this dream come true !
Read more
Renee Osgood Corcoran
Renee Osgood Corcoran
2021-06-02
Verified
Nick, Maureen, and the rest of the team at Oxford Capital have been an absolute pleasure to work with! My husband and I had often heard that closing on a house was a stressful ordeal, but working with them, it was nothing but easy and smooth. They handled everything and let us know what we needed to do at every step of the way, and offering advice and guidance. They also helped us meet our tentative close date, and as we had some circumstances that made it difficult to close in person, arranged last minute for a remote close. We will definitely be working with them again in the future!
Read more

We’re here to help!

Request a Call Back

  • This field is for validation purposes and should be left unchanged.