Our team of experts will be by your side every step of the way. We have a wide variety of
loans to help you purchase your dream home now!
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About Us

Oxford Capital is a Rochester-based mortgage brokerage that offers our customers focused personalized service and access to a full array of related real estate and financial services. Our primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing. Your Mortgage Consultant (also referred to as a licensed mortgage loan originator) with Oxford Capital will guide you through every aspect of the mortgage financing process.

Mortgage Solutions Tailored to Your Needs

Personalized attention and high quality lending solutions just for you

Contact us for a consultation

Ready to take action? Call us today to schedule your free consultation. One of our experts will guide you through the process and answer questions.

Work with our specialists

One of the specialists at Oxford Capital Mortgage will walk you through the home-buying process, every step of the way. Are you ready?

Join us for our next mortgage-based education seminar!

Mortgage Options

Mortgage Calculator

estimate the total cost of your home, a down payment amount, interest rate and a payment period.

Conventional Loans

guarantee the possibility of homeownership, for those who are unsure about their credit but still want to own a home.

Investor Loans

are as low as 20% down, fixed or adjustable rates and up to a 30 year term, with delayed financing available.

Commercial Loans

are loans secured by commercial property, such as an office building, shopping center, or apartment complex.


loans are funded and serviced by HUD-approved banks, credit unions, and mortgage lending companies.

FHA 203k

loans enable you to borrow money, with just one loan, for both home improvement and a home purchase.


loans help improve quality of life in rural communities by making loans available with low-interest rates at no down payment.


loans help veterans and active-duty members and their families, buy homes with no down payment.

Why Oxford Capital?



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