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YOUR ROCHESTER MORTGAGE SPECIALIST
Our team of experts will be by your side every step of the way. We have a wide variety of
loans to help you purchase your dream home now!
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About Us

Oxford Capital is a Rochester-based mortgage brokerage that offers our customers focused personalized service and access to a full array of related real estate and financial services. Our primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing. Your Mortgage Consultant (also referred to as a licensed mortgage loan originator) with Oxford Capital will guide you through every aspect of the mortgage financing process.

Mortgage Solutions Tailored to Your Needs

Personalized attention and high quality lending solutions just for you

Contact us for a consultation

Ready to take action? Call us today to schedule your free consultation. One of our experts will guide you through the process and answer questions.

Work with our specialists

One of the specialists at Oxford Capital Mortgage will walk you through the home-buying process, every step of the way. Are you ready?

Join us for our next mortgage-based education seminar!

Mortgage Options

Mortgage Calculator

estimate the total cost of your home, a down payment amount, interest rate and a payment period.

Conventional Loans

guarantee the possibility of homeownership, for those who are unsure about their credit but still want to own a home.

Investor Loans

are as low as 20% down, fixed or adjustable rates and up to a 30 year term, with delayed financing available.

Commercial Loans

are loans secured by commercial property, such as an office building, shopping center, or apartment complex.

FHA

loans are funded and serviced by HUD-approved banks, credit unions, and mortgage lending companies.

FHA 203k

loans enable you to borrow money, with just one loan, for both home improvement and a home purchase.

USDA

loans help improve quality of life in rural communities by making loans available with low-interest rates at no down payment.

VA

loans help veterans and active-duty members and their families, buy homes with no down payment.

Why Oxford Capital?

TESTIMONIALS

Reviews

Tom Giunta
Tom Giunta
2022-06-14
Verified
I always am very confident in referring prospective home buyers to the hard-working and knowledgeable people at Oxford Capital Mortgage. I have particularly worked with Henny and Maureen, who both provided excellent and comprehensive service and information with respect to mortgage options and programs. I highly recommend either of them to meet anyone's mortgage needs.
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lynnette Ciurca
lynnette Ciurca
2022-05-27
Verified
This was our second time using Oxford Capital and it won’t be the last. Throughout the entire process I felt like I was the only client. My messages and phone calls were answered quickly, regardless of time of day, or day of the week. When things got rocky as a result if unforeseeable circumstances , Nick stepped right in, going over and beyond what was expected to advocate for us and make sure things were done. Nick was honest, professional, and calm when deadlines approached. He always kept his word, advocated for us, and did whatever was necessary to get the ball rolling and keep it that way. In the end, it all worked out just as he assured me it would. I would strongly recommend Oxford Capital.
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Samantha Miller
Samantha Miller
2022-05-14
Verified
Everyone was super helpful throughout the entire mortgage process. They were able to answer any question I had and they made sure we were always on time with any deadlines. 10/10 would recommend.
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EMILIA BOVENZI
EMILIA BOVENZI
2022-03-23
Verified
Jeff goes above and beyond. He is an excellent communicator and gets back super quickly, a hard worker and will fight for you! He has been excellent to work with.
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jeremy bixel
jeremy bixel
2022-03-07
Verified
Jeff Maroney was incredibly helpful start to finish. Truly impressed by his kindness, understanding and knowledge. Would recommend him to anyone.
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Adam LaPorta
Adam LaPorta
2022-02-13
Verified
Nick and the Oxford Capital Mortgage team has been amazing to work with over the past 5 years. In 2017 we had originally worked with them to find a mortgage rate for our first home, which went very well! In 2021 we revisited this same house only to take advantage of refinancing to a lower our interest rate. This helped to save us hundreds of dollars a month on our mortgage payments! In that same year we had also found our next home, which Nick strategically helped us to secure low interest rates once again by pushing all parties involved to a quick closing timeframe to make all this happen for us! We have not only found a brokerage that works for us today, but has worked for us in the past, present, and will be working with us for future houses down the road! Highly recommend them!
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Junior W
Junior W
2022-02-12
Verified
Nick and his team at Oxford Capital were excellent. They made the process of buying my home so easy. As a fist time home buyer I’m happy with the service they provided . My realtor Hiba was wonderful, she knew exactly what I was looking for. In a tumultuous housing market, I was able to find a house in two months. I would highly recommend.
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Lames Neama
Lames Neama
2022-02-04
Verified
Nick and Maureen, it was a pleasure working with you. You are a great, and trustworthy team. Thank you very much for all your help and patience.
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